feat: rule Q62 by stating the truth; strike the /med-arb/ gloss; re-stamp R18

Pouya's four rulings of 2026-09-01, applied 2026-09-02.

Q62 — RULED "state the truth", not "remove the access". /legal/privacy/
now says two people can read the intake table, names their role, and adds
the two stronger facts the false sentence had crowded out: the handler
role holds PutItem only, and adr-sml-deploy is implicitDeny on all seven
read and write actions. Wording is subject to Pouya's read-through —
Q63(a), with a TODO(pouya) beside the copy.

The ruling named one sentence; a vocabulary sweep found the falsehood in
three places, and the audit then found two more. Five paragraphs now
answer "who can see it" and change together.

The tripwire stays permanently, per ruling, and grew from two
alternatives to five. Every alternative is one string that reached dist/.
Proven both ways against the pre-correction page rebuilt from bd282aa:
exit 1 with 5 matches at dist/legal/privacy/index.html:54,67,67,68,72;
exit 0 on the corrected page, self-test 12 patterns / 36 approved
strings.

/med-arb/ — the gloss is struck with no replacement, per ruling. The
strike left "the section above" pointing at the ADRIC rule set and "the
agreement" with no antecedent; both fixed. The bare designations line
sitting under ADRIC's quoted competence requirement is also struck, which
goes beyond the ruling and is flagged for Pouya.

R18 — re-stamped, two-tier: (a)(c)(d) re-verified against a source,
(b)(e)(f)(g) held on a cadence judgement. All seven hold, no shipped
sentence changed. R18's trigger had NO cutover checklist item and had
stamped five extracts of seven; both fixed. Candidate limb (h) flagged.

R10 — fired and unsatisfied; left open on instruction.

The evidence behind the new privacy sentence was weaker than the
sentence. Re-measured: 33 of 33 roles simulated (23 of 26 carried inline
policies nobody had read; the two CDK lookup roles can read the table),
four trust policies, the CloudFormation escalation path for all five
users, 0 federated providers, root recorded. Every read path terminates
at the same two people.

Two review rounds, 36 findings. 35 fixed, 1 declined. Five of round 2's
were defects in round 1's own fixes; stopped at two per D19.

Co-Authored-By: Claude Opus 5 (1M context) <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_01Md3GndFqWPzK78xAoebsg5

docs/reference/ontario-sabs-lat.md

@@ -13,6 +13,22 @@ cite it. Do not paraphrase a fact into a page that is not stated here.
 > date and effective date below is as at the retrieval date and nothing more.
 > Re-check before cutover, and before any republish that turns on one of them.
 
+> ### R18 re-check — cutover pass, 2026-09-01
+>
+> The trigger fired. `AGENTS.md` §12 R18 holds the per-limb findings and
+> the sources; this stamp does not restate them. **The quoted bytes below
+> are still the original retrieval and were not re-fetched** — what was
+> re-checked is whether the *facts* they support have moved.
+>
+> - **(d) the Tribunals Ontario annual report — RE-VERIFIED UNMOVED**
+>   `[re-checked 2026-09-01 — Pouya,
+>   <https://tribunalsontario.ca/en/about/governance-and-accountability/>]`.
+>   **No 2025-26 report is published; FY2024-25 remains current**, so the
+>   figures `/practice/insurance/` publishes are still the latest. This closes
+>   the open item at the foot of this file, which asked exactly that question.
+> - **(e) the SABS, amended with effect 2026-07-01 — NOT RE-RETRIEVED.** Held
+>   unchanged on a cadence judgement `[assumed 2026-09-01 — Pouya]`.
+
 **Topic as researched:** Ontario accident benefits (SABS) disputes — regulation, Minor Injury Guideline, the LAT-AABS dispute route, tribunal caseload volume, mediation references in tribunal materials, and FSRA's role
 
 ---
@@ -341,6 +357,7 @@ honest, and on this project it is the half that has twice been skipped.
 - **Whether a more recent annual report than 2024-25 exists (i.e. a 2025-26 report covering the year ending March 31, 2026).**
   - *Searched:* WebSearch for Tribunals Ontario annual report LAT AABS caseload; retrieved the 2024-25 report, which is dated June 30, 2025 and is the most recent surfaced.
   - *Outcome:* NOT CONFIRMED either way. The 2024-25 report (fiscal year ending March 31, 2025) is the latest located as of 2026-08-29, but no search was run specifically to rule out a 2025-26 edition. Given today's date, one may well have been published. Re-check before publishing any 'most recent' or 'latest available' framing around these figures.
+  - *Outcome, R18 re-check:* **CONFIRMED — no 2025-26 edition is published, and FY2024-25 remains current** `[re-checked 2026-09-01 — Pouya, <https://tribunalsontario.ca/en/about/governance-and-accountability/>]`. This closes the item as originally posed. The caution in the line above is retained rather than struck, because it is about a FRAMING and not about this fact: nothing on `/practice/insurance/` calls these figures the most recent or the latest available, and nothing should start to — a 2025-26 edition will appear eventually and a bare year label goes stale gracefully where a superlative does not.
 - **What the SABS amendments effective July 1, 2026 actually changed.**
   - *Searched:* Noted the consolidation banner on the e-Laws SABS page ('From July 1, 2026') and the tribunal's warning that 'Changes to the Statutory Accident Benefits Schedule effective July 1, 2026 may impact your insurance benefits'. Did not fetch O. Reg. 383/24 or the amending instruments.
   - *Outcome:* NOT ESTABLISHED. Search-result snippets suggested that certain benefits became optional, but no primary amending regulation was fetched, so nothing about the substance of the July 2026 changes is asserted here. The s. 3(1) definitions and the s. 18(1) $3,500 limit quoted above ARE from the post-July-2026 consolidation and are current as retrieved.