Implement classification redesign

web/src/Settings.tsx

@@ -13,8 +13,8 @@ import { ErrorMessage, Field, Modal } from "./ui";
 import type { Mutate } from "./ui";
 export function Settings({ state, mutate }: { state: State; mutate: Mutate }) {
   const [model, setModel] = useState(state.settings.model);
-  const [includeAmount, setIncludeAmount] = useState(
-    state.settings.include_amount,
+  const [privateNames, setPrivateNames] = useState(
+    state.settings.private_names.join("; "),
   );
   const [classifyOnImport, setClassifyOnImport] = useState(
     state.settings.classify_on_import,
@@ -339,7 +339,10 @@ export function Settings({ state, mutate }: { state: State; mutate: Mutate }) {
                   "/api/settings",
                   {
                     model: model.trim(),
-                    include_amount: includeAmount,
+                    private_names: privateNames
+                      .split(";")
+                      .map((name) => name.trim())
+                      .filter(Boolean),
                     classify_on_import: classifyOnImport,
                   },
                   "Classification preferences saved",
@@ -361,18 +364,17 @@ export function Settings({ state, mutate }: { state: State; mutate: Mutate }) {
                 onChange={(e) => setModel(e.target.value)}
               />
             </Field>
-            <label className="checkbox">
+            <Field
+              label="Private names"
+              hint="Semicolon-separated names to redact from every AI text field. A semicolon inside a name is not supported."
+            >
               <input
-                type="checkbox"
-                checked={includeAmount}
-                onChange={(e) => setIncludeAmount(e.target.checked)}
+                value={privateNames}
+                maxLength={2000}
+                onChange={(e) => setPrivateNames(e.target.value)}
+                placeholder="Your name; household member"
               />
-              Include transaction amount in AI requests
-            </label>
-            <p className="muted small">
-              Disabled by default for privacy. Enabling this shares the amount
-              with the configured AI provider to help classification.
-            </p>
+            </Field>
             <label className="checkbox">
               <input
                 type="checkbox"
@@ -415,10 +417,11 @@ export function Settings({ state, mutate }: { state: State; mutate: Mutate }) {
             <h4>Explicit external services</h4>
             <p>
               Bank authorization and sync use Enable Banking. AI classification
-              sends allowlisted, sanitized fields to the configured provider.
-              Known personal identifiers, counterparty names and bank references
-              are stripped, but sanitization cannot guarantee that free-text
-              descriptions contain no sensitive information.
+              sends merchant and counterparty text, amount, date and currency
+              to the configured provider after identifier-only redaction. Your
+              own account identifiers and configured private names are never
+              sent. A third party's payee name can be sent when it is not in
+              your private-name list.
             </p>
             <h4>Immutable originals</h4>
             <p>