Classification preferences gains "Classify newly imported transactions with
AI", stored as classify_on_import in config.toml and on by default, so existing
configurations keep their behaviour. It covers CSV imports and bank
synchronization alike.
With it off, no import path contacts the provider: classification falls to the
new provider-free rules path, where an opted-in merchant rule still applies its
category and tags, an alias match still attaches its merchant, and everything
else arrives on the editable fallback without a provenance error that would
suggest the provider had failed. Analyse remains available on demand.
Lars Nolden