Classification preferences gains "Classify newly imported transactions with
AI", stored as classify_on_import in config.toml and on by default, so existing
configurations keep their behaviour. It covers CSV imports and bank
synchronization alike.
With it off, no import path contacts the provider: classification falls to the
new provider-free rules path, where an opted-in merchant rule still applies its
category and tags, an alias match still attaches its merchant, and everything
else arrives on the editable fallback without a provenance error that would
suggest the provider had failed. Analyse remains available on demand.
CSV import is now mapping-driven: N26, ING (metadata preamble, Windows-1252,
German decimals) and Kontist exports are recognized locally, and any other
layout can have its columns proposed by the configured model from a sample in
which letters are replaced by x and digits by 0. Proposals are untrusted: every
column must name a supplied header, money must come from one signed column or
one debit/credit pair, and formats must be from a closed list.
Uploading no longer imports. /api/import is replaced by prepare/confirm/cancel:
prepare parses, deduplicates and previews the exact facts, and only confirming
at the reviewed revision writes them. ING and AI-mapped facts carry no
transaction reference, because repeating SEPA mandate references must never
become a transaction identity.
Lars Nolden